Any suggestions are appreciated, I’m new to the forums so apologize if there was already a thread on this  In my opinion, you are asking about the wrong product.

Article says it's a growing product.

A DSCR, or hard money product would be the right fit for you.

I've used PenFed, which was really a great product for an owner occupant.  

All I have found is:https://www.nic.org/nic-map/nic-map-products/I would love to hear if you have found resources!

It's a special product.Regarding not having a standalone HELOC product, in 2022 during the heat of the low rate boom we did suspend our standalone product, and I can absolutely understand that wasn't ideal!

I provide huge value to them by delivering a product for their clients, and they provide huge value to me since I get more eyes into the property that I'm selling and am favored from an already built-in relationship and trust between the agent and buyer.

There's a common belief that properties can "fail" inspections or appraisals or they certain loan products can't be used on distressed properties.

Great write up, choose your poison, but different products are suited to different situations!

DSCR Loans are going to be strictly business-purpose 1st lien loans - so something like this with a closed end second or HELOC is going to be a different product entirely.