@Stephen Hood your idea is solid and shows good potential, but here are a few things to consider:Private Lender Terms: Ensure the lender agrees to the 1% origination fee and $2K monthly payments—some may require a higher interest rate or balloon payment at the end.Timeline for Sale: Factor in potential delays with selling your current property or completing renovations on the new one, as these could impact your refinance timeline.Refinance Feasibility: Confirm with lenders that refinancing at $500K is realistic, especially after recent rate increases and appraisal expectations.Exit Plan: Have a backup plan in case the market shifts or repairs take longer than expected, such as extending the private loan or bridging with a HELOC.If you can lock in favorable private loan terms and stay realistic about costs and timelines, this could work well.

It is not that you always have to agree with them (just like politics, I know people on both aisles and I do not agree with them but I also do not chastise them). 

For cold calling I would like them to speak clear English and not obviously sound like an out of the country call center.

In an event of emergency that in order to make your guests happy you might have to take care of things out of your pocket but make sure the landlord is agreed to reimburse you as long as the cost you incurred fall within a reasonable market rate. 3.

You can if the seller agrees to it.

For context, I'm an out-of-country investor who tries to be as hands-off as possible.

The only time I charge a tenant for a service call is if the tenant schedules a service call with one of my 3rd party vendors (that schedules directly with the tenant at my request) and then either no-shows or doesn't allow the vendor to enter as agreed.

Quote from @Max Smetiouk: Quote from @John Malone: @Ryan Leake Id agree with others, it is not a loophole, rather, the correct application of the law.

I agree.

Quote from @Shivani Kumar: I have to agree with Jonathan.