Are you now, or have you been in the past, paid to promote them?

But even then, you are better off to refi at slightly higher rates than "best rates" so that the closing costs are paid for or mostly paid for by the lender.

Very informative, thank you.Can you clarify, though, in what context can the appraisal be presented by the borrower, isn't it always the lender that sends the appraiser (who is paid by the borrower)?  

Residential mortgage rates have already dropped, but the general public has not paid attention.

After that, it’s $150 each year if paid by January 1, with a $100 reinspection.

CA taxes residents on worldwide income but may provide a credit for taxes paid to other states.

My wife and I have two reliable vehicles but I decided when they were paid off to start saving right away for the next one by making car payments to myself. 

I agree that it is a lot of money up front, but if the norm for the area is first and last month's rent, remember that the tenants who are moving in won't have paid last month's rent to their current landlord (if they are from the same area). 

WF would offer teaser rates for the first year, but once you paid them off you could get another teaser rate.

They have a stats page that can help you do some research about your market I also use DPGO for stats because it’s free but Price Labs and Airdna are also paid alternatives