I hope someone else can find inspiration by my story or if you are in similar situation maybe you can take part of what i did and run with it like a pair of scissors in your hand cutting through the mess thats blocking you. 

Seems cut and dry that with limited exceptions JADU can require owner occupancy. 

AS @Kevin Sobilo pointed out this is very STATE specific.some states is quite clear cut others it utterly complex.

There are some pine trees in the back yard that may need to be cut down.

I think it's still cutting it close and now I have to back track and add up all that time, so re-creating a time log.

The banks were simply cutting those off because they wanted to get rid of the liability."

Yeah @Cole Meier-Hollenback, there's nothing like cutting your teeth on someone else's dime!

I think we have to wait and see how this shakes out, but I don't think sellers are very wise to cut buyer agency fee.

Run of the mill won't cut it. 

We are stuck because my husband makes just enough to live, we've cut every possible expense and really want to acquire rentals but can't find the capital.