I'm considering investing in syndications during this time while stacking capital until i hit my capital goal for my next property investment.

I only lend to real estate investors. 

Basically most aspects of real estate syndications have taken their licks over the past few years.

Know folks who are getting way higher, I just don't have that risk tolerance and/or don't know those people to lend to.

House hacking, live & flip, BRRR, turn-key rentals, syndication deals, etc?

A fix and flip loan will generally lend up to 70% of the after repair value.

FasterFunds Lending, a hard money lending who focuses on the Saint Louis Market has a unique take on hard money lending that I would think should be more popular.1.

They lend to you because they know, trust, and respect you.  

I would recommend creating a short business synopsis/plan of the property, the numbers, pictures, and comps and send it around to close family and friends that might be interested in lending or partnering.

That is why most turn to syndication to bring it outside funding from LPs in order to scale over time.