I don't know why your lender would even be presenting that to you if he truly understood your goals of investing.

Not that easy like they present. 

The numbers showed that option 2 closes the performance gap as I approached my target retirement age (65+) and exceeded it in retirement.My calculation does not factor in equity appreciation - just compounding of present value.I like the fact that option 2 gives me income while waiting for retirement. 

The reality is, traditional forums and generic social media groups, like those on Facebook, have become increasingly cumbersome and less aligned with the rapid pace of today’s real estate market.Forums, while rich in information, often present challenges in navigation and timeliness.

We don't want our presentation to be misleading.Our search will continue with your pointers in mind.

Cleveland presents a promising opportunity with its strong rental demand as a result of its lower housing prices.

It has cash flow of only about $200-$300.00 a month right now, however May-October I expect cash flow mo. to be about $900.00-$1200 mo. this is just based on AirDNA which we know is not very accurate.Again, im looking for any scenarios that you all could come up with for me that I could present to my builder/friend, that would be equitable for both of us if we entereed a partnership or JV.Thak you in advance!

What I was referring to were things like copies of operating agreements, verification of identity, copies of other documents we've already presented to our escrow company that establish how to take title, and so on.

Hello Shawn,Congratulations on going under contract.I do not quite understand your question, but if you are asking how to increase cash flow:1) Find out how much tenant is paying in rent.2) Run a rental market comps and find out what is market rent.3) If there is a difference between 1 & 2, then present that to the current tenant and offer them slightly below market rent if you would like to keep them rather then having your property sit on market for 30-45 days to get it rented. 

All you say instead is that "you've heard" XYZ every few months since 2012, which isn't exactly some credible argument you're presenting here.