Hi Donna,Propstream and Mojo are solid tools for targeting homeowners.

Current systems and tools:- Assistant to manage payments, invoices, ensure rents come in and chat with tenants for issues- Melio for vendor payments- Baselane for banking - separate accounts for each rental and deposit- Google sheets for Income and Expense reporting- Azibo for rent collection automation with late fee automations- Drive for my leases, SOPs, and documentations of tenants move in/move outGoals of improved system:  ensure I have a read out of how each property is preforming month over month, check on big expense items, ensure vendors get paid, mortgages get paid and rent is coming in, generate APY on float and savings for any big CapEx that comes up, and make my life easier come tax season.Is there a single software people use or what do you do for your business systems to optimize all of this?

You must use the HELOC in the appropriate manner to get the maximum benefits out of it, but what an awesome tool it can be when used correctly.

Within a few days, I got one booking from the UK and one from Colombia.As far as their commission of 15%, Lodgifty and I'd imagine most PMS tools lets you set your markup to counter the comissions so my settings basically net the same cash return across all 3 OTAs. 

I'm thinking of signing up for Pro (mostly for tools / calculators) and also checking out other rental calculators online.

By chance have you checked out the BiggerPockets property management finding tool on the website?

I use the BiggerPockets Calculators that you find under the Tools drop down for all my calculations.

The methods taught and talked about are just tools to be used.

You can see ratings and reviews from other BP investors, plus their experience, deals, and more.There is also a Team Builder tool!

Even free Tools like BASELANE can help reducing cost or even allowing you to self manage.