They handle things like getting a refund to your credit card at home depot with ease. 

It’s a straightforward way to access the funds, though keep in mind that interest rates may be higher since it’s a rental.Alternatively, you can consider a HELOC (Home Equity Line of Credit), which gives you flexibility by letting you borrow against the equity as needed, similar to a line of credit.

It links to your checking account and credit cards. 

Impossible to tell which would benefit you most.I have found that lenders value the house in different ways; one is a full appraisal and the other is an automatic valuation…my credit union did a “drive by” valuation.  

So you can negotiate  a partial credit sometimes.

I think its best to try and find a local bank or credit union to finance this. 

@Blake DialsDefinitely set up a separate bank account with a debit card and a credit card.

Get that low down payment and he can start building credit.

It might also be worth looking into establishing a line of credit for future flips, so you have quick access to funds without needing to rely on third-party lenders all the time.If you're interested in exploring more financing options or ways to streamline future projects, feel free to reach out.Best,Drago

The applicant has solid credit score of 750+ and has a good household income as well.