@Travis Smock A cost segregation study could benefit your 6-unit property by accelerating depreciation, even on a lower-value property like yours, especially with low land value.

Generally lower than ordinary income taxes on sale depending on your tax bracket and holding period.Whether or not you are considered a Primary Residence vs.

Contrary to what companies may tell you that charge you $ to get "bank funding".

You can get some insurance on unpermitted units, a lower coverage amount than for a permitted unit and will have difficulty rebuilding it as a permitted unit at the covered amount (which makes sense because its value is less than a permitted unit).  

However, I also understand that lower housing cost may saturate the rental market. 

Others charge nothing or a $150-$250 design/setup fee-She claims "proprietary listing pricing" but it looks to just be AirDNAI paid $1,000 for the technology package for 2 units. 

Long term is it a good investment.ThanksHimatejaP.S: I believe the seller is going lower because the property has a relatively smaller pool/backyard .

Again PMI offers the lower rate because its less risky and offers insurance to the bank.So when you sell your current home try and keep as much as possible and avoid an "All Cash" offer.

Say, 3 month later, I decide to do a cash out refinance of the replacement property at 75% LTV because the rate is lower.

By leveraging real estate in areas with lower entry points and higher returns, you can grow your wealth more effectively without the heavy financial burden of a luxury home.