While the DSCR calculation as noted above is a bit "aggressive" and looser by not taking into account many expenses, its somewhat balanced in that these are 30-year typically fixed rate loans where the rents should increase much more over the term than expenses (and largest typical cost - debt service - is locked in). 

Did you ever rent out a property you own for STR arbitrage? 

I plan for the long term game and rarely ever sell so even appreciation is only on paper.

Ever try reading a legal statute?

And they would be evicted.I don’t think I would win nor would I ever want to pursue this.

Would this not reduce the number of potential buyers brought to the table when the realtor can't use the largest marketing platform to its full advantage (aka the MLS)?

So any help means more than you will ever know. 

Let me know if I can ever help with anything. 

I agree, Ohio is not a place I'd ever thought Id live but it seems to be more appealing every day looking at some of the markets. 

@Mindy JensenI don't know if @Jay Hinrichs has ever been a guest, but I love his style and would love to hear from him.