Personal credit reports were expected at the time of initial loan application, but they are now telling me they are going to do this every single year from here on out  since this is their policy for all their commercial loans.This policy is rather disturbing on a number of levels.  

It was all I could do to keep from busting out laughing but it just disturbed me so bad I kinda... lost his application...NOHad someone ask me once if they rented would I put up a fence in the back yard for their kids...NOHad a tenant for 4yrs ask if I would co-sign for them on a loan...NO

@Rob K Geez, he kissed his 15 year old cousin.Granted, I grew up in Europe where seeing a nipple doesn't disturb a child for life, the way American parents see it.

Gotta hear this one.I will say it can make gifting easier, you can add beneficiaries and slice and dice interests without disturbing title, I'll give you that one.I'll stop on a high note!

You may still get an OK from the State evironmental office but you will have conditions of "non-disturbance" attached to the affected area.  

Sometimes guests will throw parties and disturb your other guests, and you will have to get involved telling them to turn down the music.

Asbestos,lead, wiring, and radon. asbestos siding is fine if it isnt being disturbed.

I was there just last week, my first time up close and personal on the American side. was very shocked and disturbed at what I saw so close to such a beautiful wonder! 

There are important precautions that need to be taken when doing any renovation that disturbs six square feet or more of interior painted surfaces or 20 square feet of exterior painted surfaces.

Please remember you need to get yourself trained in RRP or hire a licensed professional to do any work that involves window/door replacement, or disturbing more than 6sq feet indoors and 20sq feet outdoors.