If you really don't value your agent's ability and think you can do it better, it's likely best that you 1) interview more to find one that you do trust, 2) go through the listing agent, directly, if you're that comfortable with handling your side on your own, or 3) maybe get your license so you can control your side of negotiations with the proper tools needed (MLS access with agent info, showings, contracts, tax records, uploaded listing docs like surveys, disclosures, broker assistance for questions, etc.).

While changes are normal, communication and transparency is needed throughout the process.Since you paid for the appraisal, you could seek a new lender that can give you more clarity and possibly better loan terms.I am in the Fort Worth area as well and I can provide you some reputable local lenders to can assist.

You will not find a lender who will go below $75,000 on an individual asset if your property appraises for anything less than let’s say 96,000, you’re going to have to utilize what is called a blanket loan.

Apparently an unstable individual can hold your rental business completely hostage by making false accusations. 

I just got the first estimation for my loan/closing costs, looking for any assistance on analyzing if these costs make sense.

I've heard more lenders having issues lately with this "dual layer", even though the standard family trust and its individual settlors are usually the same for liability, credit, and tax purposes. 

I can’t wait to dive back in with a fresh perspective, connect with like-minded individuals and new opportunities!

I'm looking forward to connecting with like-minded individuals, learning from your successes and setbacks, and growing together as a community.

It’s better to wait for a deal that aligns with your financials than to over-leverage yourself.If you need financing insights or options to help bridge the gap, I’m here to assist!

If a job needs a crew or individual specialized enough that importing them to an area is required, then they are likely part of a high-value deal.