., properties I have title to already, not notes.No Mike, read again, the interest taken as a lender as collateral, need to understand what interest a lender has, you don't own it as you think you do as an owner, you are a creditor until you pass title as a lien holder. then look at title states and the issue there  BP NOT RESPONDING AGAIN!

i'd be so anxious to get the propertly holder to empty it and stop it from getting greener then refill and see if pumps even work; but can see how that would be hard to get done if the water and/or electric r already shut off.

There have been some cases recently where the mortgage lien holders have not covered their positions at the HOA lien foreclosure sale and the investors where able to acquire the property for pennies on the dollar. 

Ps - for "buy & hold" 'ers out there - a bursting bubble is always a good thing if you're liquid.

a foreclosure will often clean up the title allowing the mortgage holder to sell it more easily.

., Name of IRA Holder) as an additional insured, visa versa, or is the named insured identical to the manner in which the property is titled?

if your name is still on the deed add an endorsemtn and be an additional insured. if not, you can be listed as sexond lien holder as a private lender

Seller/Note Holder and telling them the problem.

I don't want to send a general message, I really want it tailored to the fact that they are delinquent and within a few months they could possible be bought out by the tax certificate holder and be left with ZERO.Im not sure who it was but a guy on the BP podcast spoke about mailing to these people and had good success.I just got a house under contract yesterday for the amount of the delinquent taxes and 2k and the home owner had no clue that he owed anything.

So you plan to sell the house, and ask the mortgage holder on the house to transfer it to the duplex?