I made it by, but was never able to refinance due to various circumstances and none of the mortgage companies (it switched quite a bit) allowed a loan assumption to put it solely under my name.

Hello everyone,I've been trying to buy property in my home market of NYC, but it's been quite challenging.

First, it's your lease, so you likely know it inside and out, giving you a level of comfortability which no inherited lease ever quite has regardless of how well it's written.  

The online community is always here to answer questions as well,  I’m not quite sure your definition of a job opportunity is in your post?  

I assume that I don't actually have to pay the capital gains until the principal repayment exceeds my cost basis, which on an amortized loan would be quite awhile (assuming they don't refinance and pay me off altogether).

I have the same question and have found answers to vary quite a bit

On my end, I've never asked for one even when there was quite a bit, as I buy investment properties and expect I may have to replace roofs, drywall and other things that might be moldy or contributing to it. 

Perhaps selling with owner financing is a good way to go, that 4.75% rate is quite nice and you can likely get 7-8% with owner financing (perhaps even more). 

Also I'm not quite sure how it works as far as agents go I saw something that buyers and sellers both don't have their own agents?

As far as the refinance loan, I am honestly quite confused about this concept.