A fully Pre Approved mortgage application and/or 24 hour loan commitment are two tools that buyers and investors can use to outbid cash offers on homes.

And that's why I've used them for myself all this time since as well.Refinances through helocs or conventional are strategic tools to use when you have a good performing property that you don't want to sell but has equity trapped in it. 

As we all know, REI is a very powerful tool to building LONG TERM WEALTH.

I have confirmed using this lookup tool: (https://myhome.freddiemac.com/resources/loanlookup) that my property is owned by Freddie Mac (Results of query >> Yes.

I am interested to hear what others think, their methods to finance, tools they use and if they would go for it.I might be able to bring some other financing from family but we currently have about 140k to put down (yes I know that's low). 

I have other tools and calculators I like to use to analyze deals so I haven’t gotten tied up trying to do complex things like that with it.

The city's growing number of people and its economy might also help raise home values and the cost to rent.Start by looking at your equity, research the rental market in Lubbock, check out properties with tools like BiggerPockets rent calculator, talk to local pros, look into money options, and choose if you want to run the place yourself or get a company to do it.

Ask for advice before going into these "investment" tools; not after.I will always recommend that YOU should own your real estate, and not get involved with these crummy and questionable deals.If one cannot afford to buy their own real estate, purchase the Vanguard REIT and save until you have the down payment for a house hack or investment property. 

Credit and assets is the main characters and tools when it comes to lending or real estate financing.

Tools like Rentometer and Zillow can help.