I'm running conduit in specs to make installing solar very easy and try to upsell the end buyers to install a PV array as part of their financing but most people are unwilling to spend the extra money.

No doubt the group of people unsure but unwilling to admit it was larger still.

I'd call it a B- area: dead end street about 3 blocks long, mostly brick SFRs, nicely kept.During due diligence, we found out that when the city annexed the duplex it was never zoned R2, and it looks like they're unwilling to do that now.

The 80 day rehab has now ballooned to 8 months due to him spreading himself too thin and using me as his unwilling free hard money lender. 

Now I know better.Nick you are correct in that I could have flipped it myself if the bank was unwilling to settle.

Unless, the historical expense statement would indicate otherwise.If this is your first MF purchase i wouldn't mess with a 20 unit if the seller or seller's agent is unwilling to turn over their data.

While this may not be correct, it seems your question was asking whether if the big issue was having banks unwilling to lend within a certain (short) timeframe from purchase to rehab to listing for a property being sold at a considerably higher price, couldn't a rehabber/purchaser offer a lease/option to a buyer, thereby adding enough extra holding time as to get beyond the lender's anti-flipping restictions?

Don't come in with a plan that your unwilling to change, rather be flexible and willing to work with local market conditions.

My father would like to use the equity in their primary residence to invest in some other properties but when he has talked to several lending institutions they are unwilling to work with him when they hear that he has almost no W2 income (he does get social security).

The seller's agent told @Brie Schmidt  today that the seller is fine with granting access for remediation companies to conduct walk-throughs and make estimates; however, he is unwilling to grant a credit to me for any such remediation work and will back out of the deal if it is requested.