The output was instant in the form of a PDF which was pretty simple to follow and enter into TurboTax in the depreciation section associated with your rental.So to summarize, I was pleased with the quality of service and the cost segregation tool/report.

You closed in December, meaning your first mortgage payment was probably due Feb 1, but it probably hasn't reported to your credit yet.So, to summarize:- You are now several hundred thousand dollars in new debt.- If you're a first time buyer, your credit history probably has zero track record of managing hundreds of thousands of dollars of debt.- You have zero on time payment history on that debt.

@Russ Mooneyhan, to answer your question, and summarize a lot of the responses below: No, there is no specific tactic that people use.  

To summarize, I'd digest all the information, study the data and then access probabilities to each possible scenario, viewing it from the lens of your own beliefs.  

Summarize every conversation that isn't in writing and have dates.  

@Chris K.Okay, summarize that in simpler terms lol - should I do rent credits?

But that said, I think Keith does provide some really good information and conducts interviews that are worth listening to, so please look past the rest.His views are summarized at https://www.getricheducation.com/why-home-equity-is-an-awful-investment/.

I thought I would summarize some thoughts on this topic.  

It appears to just be a bank summarizing the Fannie Mae and Freddie Mac policies, but may be easier to read:https://www.pbmwholesale.com/programs/A-1e%20Multiple%20Financed%20Properties%20Program.pdf

However our own cash (the 20-30% downpayment) is presently returning near 6%, making the opportunity cost of an investment greater than just the cost of borrowing alone.Articulated well in summarizing most of the points above, @Roy N..