You are right on the money William.Getting appreciation and cashflow does not have to be an "either-or" proposition.With value-add apartment syndications, you can get BOTH appreciation (the "forced-kind") and cashflow.We give our investors a 6-8% pref and strive to achieve an 18% IRR.

Afterall, the MAN foreclosing (calling the property) and the bank foreclosing are pretty similar economically to you.In short, what you get is the ability to operate unlimited properties for the MAN, where you strive to repay the 80% loan on each property, only to have the MAN call the property away from you in the end.

Sometimes people, we all have to learn valuable lessons, just like you, just like me and others we paid a price to have what we know, and outside of the birth of a loving soul or an invention which will help mankind, What we do or should I say what we strive to accomplish continue to move the world as it spins around.

Then I would start a new sentence for "We strive to work with....."

Jeff, as you just stated, you're striving for "freedom to do whatever I want with my time".TIME.  

Mind you, I come from a ghetto part of town, but with the incentive of making money of adoption (you do get paid monthly to adopt children, at least here) don't you think the lower class "ghetto" would be the people striving most to adopt add twisted sexual fantasy, and pedophile can practically window shop for his next victim.

We strive for great property management, which includes top notch people skills and negotiation strategies.

Many of these poor rural towns are tough, striving communities.  

What we strive for is a WIN/WIN for everyone.

I am a very ambitious person and strive to do my best in everything I do.