Credit is 800+.I have ~$120k in an inherited IRA that I could liquidate as well, but would prefer not to if at all possible.House #3 is least priority and could be used to offset the cost of the buyout on #1, but it cashflows so if I can keep it that would be great.I know it's a tough rate climate, but I'm looking for any creative options, and lenders who operate in all three markets that could help streamline the process. 

So you need to determine who your customer is, what is your value proposition and how you get them over the finish line whether it be online in person or a mix of both

It's a big project (we went the custom route) but I'll operate it as a STR and expect it will gross $4,500/mo or more.While appraisals may not have caught up yet, I think you'll see strong sales prices for properties with ADU's.

You can work with us for $833/mo, we keep things streamlined, no frills and dont overcharge.

I was just talking on our podcast about this with Anthony Vicino, our tenants are our customers and too many landlords ignore customer satisfaction just because everyone NEEDS housing of some sort.

We spent 10 years and then sailed away on a sailboat paid for with tax free dollars, 3 waterfront vacation rentals paying for the sailing, and a custom built dock in the back of one for when we were in town. 

The business of being a landlord is about providing great customer service.

The algorithmic nature of these platforms means vital information can easily be missed, and the casual tone doesn't always foster the level of professionalism we strive for.The goal is to streamline how we connect and share knowledge, making every interaction as meaningful and efficient as possible.

Where is the highest paying customer?

The challenge lies in managing renovations and the surprise costs that can come with them over time.New construction, on the other hand, tends to be simpler with less immediate maintenance and potentially better loan rates, but you may have to accept a slightly lower cash flow due to higher purchase prices.In the Atlanta area, there are several hotspots for new builds with great long-term investment potential, as well as older homes you will need to pinpoint which type to best advise here.Hope that helps streamline your decision-making!