Hi @Charles Fay it sounds like you are in a very good spot with finances. 

They can and will fine you heavily and order you to remove it completely if you don't go to them first and ask for an inspection and do what they want to make it legal and permitted.Don't try to "get away with it".Be a businessman and fix the problem the right way.

They usually sound good, but give very little practical advice and make it sound easier than it is.

Does it need to be completed before end of the year to use it when I do taxes in April 2025? 

Also - it sounds as if there may be a deficiency here.

Hi @Khaled El DorryBundling multiple properties for a 1031 exchange can absolutely streamline your path to bigger deals, and it sounds like you’re in a prime spot to make the jump.

I am not sure what type of real estate investing you're considering, but it sounds like, with your family and busy job, you won't have a lot of time to be hands-on or personally involved. 

(It sounds like you might have done that already) If you have a realtor in that market maybe ask them what the comps are for your unit to make sure it's not higher than you expect.

They also want a priority lien on the property.It sounds like you are looking for someone to fund your down payment, I would be looking for an equity partner over debt as nobody likes to lend money in insecure positions, especially when a borrower lacks skin in the game.How much are you planning to come in with yourself?

I personally don't quite see any of these positions being completely eliminated due to AI, at least not in the forseeable future.