I know this may be an individual decision ultimately, but what types of land did you purchase, or what regions, or what characteristics and why?  

I agree with other responses here, and to piggyback on them it seems everyone plans to 'own forever' when they sign a 30 year lease or finance term, and then things change (job, relationship, life events, etc) and folks try to sell the property with 25-28 years left.Banks do not look at power bills when determining DTI, but they will look at a solar loan/lease. 

The fines vary, primarily due to the number of workers each entity was responsible for.

Thanks everyone for your responses.

Technically, it's the responsibility of the lender to cancel the mortgage.However, as private lenders we typically request that the closing agent draft the cancellation document and send it after the closing is completed.The lender can then execute (sign, notarize & have witnessed) the cancellation doc and then return the original to the closing agent for recordation.

Thank you everyone for your responses thus far. 

Do people like the individual hotel like bottles and soap? 

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

Bryce, Thank you for the response.

This is an amazing space to meet many very smart individuals.