In my local MLS, it may not be true in your area, there is a field that a listing agent can fill out to designate the home they are selling has a FHA, VA or USDA loan which by default would make it assumable.You can also reach out to your favorite local title company and ask if they can provide you with a search tool like TitlePro247 or provide you with a list of current on the market homes with a FHA, VA or USDA loan in place. 

Or tools, among a lot others, that you should have in your REI toolbox and learn how they influence each other and how to use them. 

At this point I have enough saved up for a down payment and I am starting the process of acquiring financing through the investor-friendly lender tool on BP.

A fully Pre Approved mortgage application and/or 24 hour loan commitment are two tools that buyers and investors can use to outbid cash offers on homes.

And that's why I've used them for myself all this time since as well.Refinances through helocs or conventional are strategic tools to use when you have a good performing property that you don't want to sell but has equity trapped in it. 

As we all know, REI is a very powerful tool to building LONG TERM WEALTH.

I have confirmed using this lookup tool: (https://myhome.freddiemac.com/resources/loanlookup) that my property is owned by Freddie Mac (Results of query >> Yes.

I am interested to hear what others think, their methods to finance, tools they use and if they would go for it.I might be able to bring some other financing from family but we currently have about 140k to put down (yes I know that's low). 

Ask for advice before going into these "investment" tools; not after.I will always recommend that YOU should own your real estate, and not get involved with these crummy and questionable deals.If one cannot afford to buy their own real estate, purchase the Vanguard REIT and save until you have the down payment for a house hack or investment property. 

The city's growing number of people and its economy might also help raise home values and the cost to rent.Start by looking at your equity, research the rental market in Lubbock, check out properties with tools like BiggerPockets rent calculator, talk to local pros, look into money options, and choose if you want to run the place yourself or get a company to do it.