. ~85-90% cash value to premium in year one on your illustration, then leveraging the cash value to do your investing will lead to greater wealth accumulation over time.

To illustrate my point, I'll share a little bit more about why this project made sense for ME and MY financial situation: I realized I didn't share this before but I received a CALHFA $40K ADU grant to help with the construction costs.

The ability to adapt and evolve reinforces its continued importance in the commercial real estate landscape, emphasizing the significance of a mindful strategy to navigate these ongoing shifts.Here are several graphs illustrating the current national commercial multifamily market in The United States of America:Full Commercial Multifamily Market Report Here: https://d2saw6je89goi1.cloudfront.net/uploads/digital_asset/file/1183589/United_States-MultiFamily-Capital_National-2024-01-15_compressed.pdf

Below are 3 Craigslist postings that illustrate my thoughts.

As I've already clearly illustrated in another post, he has no idea what he's talking about because he's not even in the market.

The $158 difference is still reducing your profits.Additionally when I input the meal expenses my taxes were only reduced approximately. 10 cents for each $1 spent.This illustrates a difference between working for a company owned by someone else and having to manage your own company.

I will use some numbers to illustrate the problem. 

I don't have anything against attorney's but sometimes people forget that their opinions aren't always based on absolute legal requirements , I think the quote by Account Closed illustrates this clearly.  

At the other end of the pricing spectrum, unanchored retail strip centers and large power centers may see pricing above 7%, which can occasionally push into the 8% to 9% range as specific market and quality factors influence each transaction.As an illustration of the disparate range of cap rates in the retail space, a local buyer, SJ Amoroso Properties, traded into Strawflower Village in Half Moon Bay, CA, south of San Francisco, at a 5.4% cap rate in November.

In the Base Case scenario, cap rates continue to march higher over the next four to eight quarters, placing downward pressure on prices.Here are several graphs illustrating the current industrial market in Los Angeles County:Full Los Angeles County Commercial Industrial Market Report Here: https://d2saw6je89goi1.cloudfront.net/uploads/digital_asset/file/1183592/Los_Angeles_-_CA_-USA-Industrial-Capital_Market-2024-01-15_compressed.pdf