Whenever you are buying a property out of state you should do a few things to ensure it's as smooth as possible.Don't buy in the roughest neighborhood in the urban core.

The other thing is that the impression of direct mail is an investor looking to get a discounted property, which isn't what you're doing, you have a much more compelling narrative that you just love this neighborhood.  

I would rather have a core group of clients with a great relationship for the long term that I connect with as friends as well as business.Going small also can have it's disadvantages.

There's usually a package of additional coverages and endorsements the company throws in to make the presentation look impressive (compelling you to buy) and to make the policy look thick (dissuading you from reading it).  

The core question it seems is straight forward, so I am going to skip over some of the confusion of who is who and who is saying what and what they said.The lease option contract is treated like a rental agreement.  

and then like what happened to many in 08 and 09.. those that banked with the big banks got the cold shoulder many small community banks ( if they did not go under) stuck by the core borrowers...

This house actually came up on my daily search of new listings and price drops, but it didn't look super compelling so I didn't pursue it.  

I do not know about the specific area mentioned here other than the news stories.What I do know from talking with lots of investors is that the cold and rust belt states except for urban core in a lot of instances are dying off.I see many retail centers going dark, home values falling, older generations are migrating away to warmer climate states.I am sure there are some absolute gem areas in the colder climate states with pockets to invest in.

Do they have a compelling reason to look for better, not just desperate to find a new place on their timeline?

I'm sure there must be a compelling reason that you haven't discussed.