My question is, if I do want to make an offer funded with a HELOC, can I later bring in investors or even a hard money lender before the purchase?

I am happy to pay a competent firm to keep me from violating the terms of my plan and answer questions, but somehow I fear that no one will want my account because the banking part is outsourced to Titan Bank (which is not paying interest, so I should probably switch from them too) and perhaps there are no custodial fees to be had the way this plan was set up. 

This may seem like a dumb question. 

@Fareen E.Great question, and it’s excellent that you’re thinking ahead about this scenario.

Obviously, the two questions that need to be answered are 1- Is the OP designing a solution for which there is no problem?

If you have any other questions, contact me at any time. 

Let’s break this down because there’s a lot to unpack here.The real question is, how well is that debt working for you?

Quote from @Jonathan Bombaci: @Jay Hinrichs its a good question. 

I’ve been involved in real estate investing for over 30 years, so if you ever have any questions or need guidance, feel free to reach out.

happy to answer any questions you have.