We had a small portfolio of Hard Money Loans over the years that have since been paid off so not new to the lending side. 

They even gave $5k towards closing costs AND paid the points to lower my interest rate to 6% for 30 years.

Laminate countertops can hold up pretty well and if damaged, will need to come out of the security deposit - lower cost product, so a larger percent of it gets paid for if damaged. 

Just not raising capital and I would shy away from "investor relations" or any thing with investor services and getting paid.  

If tenants are moving out right after closing, do double check the leases clearly show the security deposit they paid the seller and you collect that amount at closing from the seller (credit to you) so you have those funds to then return to the tenants when they vacant under your ownership. 

Similar to the allowances in a pro forma, they are simply set asides and only become expenses when the property taxes/insurance are actually paid from them. 2) Capital Expenditures - They certainly feel like expenses, but certain improvements cannot be expensed outright but instead have to be capitalized and expensed/depreciated over time.  3) Depreciation - Finally some good news! 

They also don't get paid until they get you insurance so it's free for you to use until the job gets done.

I paid Cash for it.

Injuries are the biggest lawsuits, but even those are primarily settled out of court and paid by insurance.

my family helped with that one as well, they'd go look at listings when they hit the market and do a kind of a pre-screen.