@Nathan G. 

Originally posted by @Nathan G.

First, elective deferrals are aggregated across all 401(k) plans (the Sec 402(g) limit). 

Nathan G. yes I have looked into HML but the interest rate is crazy and most do not seem intended for buy and hold.I am looking into portfolio loans, especially if I can get a loan for $108,400 that will gross $5,105 in rents across 5 different properties.Returns have been fantastic - $11.6k down on the duplex is netting me $576 CF  and $5k down on the SFR is at $357 CF monthlyRelatives and friends are out of the question right now due to various reasons.I understand me not being known because I have not been on this forum for long but all my ducks are in a row and I have had some learning curves but I do already have boots on the ground.  

I totally agree with what @Nathan G. wrote and will add that if your HOA docs are not clear on the matter and if you don't have strong policies in place then that should be the goal of this existing BOD to fix so that it can't happen again.

which mind you is not as luxurious as it sounds, as where there is poverty, there is always the darkest sides of humanity, and I only know this because I came from poverty... yes, here in Hawaii... the side they don't share with you on TV and magazines... its tough here for locals sometimes, especially in markets like Hawaii where affordable housing is limited, and the normal market rents are just way too high for single income families.

Hi @Elliott G.

Thanks for the input @Nathan G.!

@Nathan G.

@Nathan G.