So, you, as an individual, may not get to the same rate that a MASSIVE national builder can...but you can certainly offer credits to the buyers to help buy down the rates. 

And while crime isn't out of control in either suburb, it is higher than the national average and the schools are medicore at best.

my market is near the nation low in both evictions and delinquent rent even with very tenant friendly laws.  

Here are the rules overall in the nation but each municipality has it's own regs. 1 - Minimum sqft of 70 feet or 80 feet. 2 - Minimum horizontal footage of 7ft.

The state has always had many hurricanes and while insurance here is higher than the national average, our housing price to amenities ratio is one of the highest around. 

That is what the national guidelines call for.

City National Bank has a $50K grant program for homes in certain neighborhoods.

With this national exposure the investor producing the highest LEGITIMATE bid has just established “the market” price.I have found some strategies effective in building real wealth through real estate investing1.

This cabin is in the sierras near Giant Sequoia National Monument.

We aren't in "US is going to default and is an inherent credit risk" at 6X national debt to tax revenue ratio, but we are getting close to "let's be wary" territory for creditors.