I'm more concerned about rising rates, though I have done the numbers and have more then enough cash flow cushion to withstand max rate increases. 

I don't think it's necessarily true that TVs come with stands anymore - it seems like wall mounting is the standard for most people.

I didn't do an exhaustive search, so this location is just an example.I'm considering either Reno or Las Vegas, but Las Vegas looks like a better location for this, since it has more direct flights to other international airports, and has more visitors to generate STR income.

Define your investment goals, familiarize yourself with related terms, evaluate your financial situation, begin small, investigate markets, establish investment standards, cultivate professional connections, carry out exhaustive due diligence, investigate funding alternatives, and determine whether to manage the property on your own or by hiring a property management company.Decide what you want to achieve—stable cash flow, long-term growth, tax advantages, or all of these—and dedicate some time to learning about them by reading books, using the internet, taking classes, and attending seminars.

From what I can see, all units are the same, but I haven't done an exhaustive search.

This is not an exhaustive explanation, but hopefully, it gives you an idea of the market These lenders are in.

Consider vinyl trim in the future as it can withstand moisture.

However, after their "exhaustive" search of thousands of lenders they partner with, they were only able to offer me one loan. 

Look into trade programs offered by high-end furniture and home decor retailers, Consider commercial-grade furniture which is designed to withstand heavy use. 

A claimant would have to exhaust the limits of your policy and the value of whatever property the LLC holds before moving on to other assets you own.