The background check is supposed to identify the amount of risk, then you determine whether you can mitigate that risk or not.

It also is heavily full of risk. 

Nearly fourteen years later I would say it was well worth it.

But I would remain open to long-term rental as an option as this seems like a more stable option in terms of income, again this may be my inexperience talking.However, I have always  been somewhat risk averse and investing in real estate is always a big venture, in my opinion/experience, in terms of capital.

There's a mix of younger professionals drawn to the tech and education sectors, as well as retirees attracted to the area's mild climate and cultural attractions.2.

Bigger deals can be a good angle to attack AND that being said there is a greater deal of risk involved. 

You've done well with having options, now just need to decide and get on the same page. 

The lower the score, the higher the risk and the more we charge for a deposit.

The bottom line for us is that the financial benefits associated with the deal must far outweigh the risks.  

You get a deduction for the contribution, the gains grow tax-free and as long as you use the proceeds for health-related expenses the funds come out tax free as well.