The data points to most markets have have a boom in housing supply (apartments, and SFH) giving the consumer choices to rent.

Using LVP was a smart choice—it holds up well when wet and is cost-effective to replace.

I guess my main thought is that the MBD is more complicated and that ultimately you can only withdraw contributions.  

Start with BiggerPockets Ultimate Beginners Guide (free).

What to do with cash flow ultimately has to align with your goals.

While automation can help with data pulling, it’s those conversations and local market knowledge that ultimately give us the edge in making informed decisions.I really appreciate your thorough response.

I recommend considering your cash flow and debt-to-income ratio before making a decision, and consulting with a financial advisor to tailor the choice to your specific needs.Good luck!

Ultimately our goal is to have 10 paid-off houses that will add to our retirement income.

Outside of real estate, I’m a huge sports fan, so you can usually find me glued to almost every game on the weekends.My interest in real estate began as I explored different ways to generate passive income, which ultimately led me to the BiggerPockets community.

It's personal choice.