Until the conditional use permit is applied for, an operator of a short-term rental is required to apply for a short-term rental permit.

Option A would allow me to keep it as a long term rental .

Definitely some cause for long term concern, but this also can give opportunity to other investors that are willing to invest out of state or more people moving to other states like AZ and TX with long term appreciation in these markets.How is the appreciation in Phoenix?

I personally like the buy-and-hold strategy and we help clients who share this long-term, wealth building mindset. 

Will I be able to overcome it's reputation in getting mid term renters?

HELOC= short term useFixed (first or second) = long term use like a down payment.  

@Robin Simon I completed a refinance with my credit union at terms of 3/30/75 @6.85% I will have the renwal in 2026 and hoping rates come down a little by then.

With countless loan options, complex terms, and strict lending criteria, it’s easy to feel overwhelmed.

In some cases, federal tax credits like those for low-income housing or economic development might also apply if the project aligns with certain goals.Instead of buying the land outright, developers often lease it from the tribe, which can reduce upfront costs and sometimes come with favorable lease terms.

There is a single family home that was divided and one half has been rented and an ad on small "house" that has also been rented mostly long term.