Or like many like to go to and claim Ponzi.I think these are good discussions to have for investors when the market has shifted and choosing a sponsor is so critical and one cant invest simply on popularity or SM presence.

https://share.propertyllama.com/WFQ5e@John Morgan I love the mind change shift.  

Lots of friends (owning competing businesses) had to go through Bankruptcy recently due to the small market shift that occurred, just bought at the peak and were too hopeful in the market continuing upward.

It's easy to play the what if senario over in my head over and over again, but I've shifted from "What if" to "What's next"!

This is just a shift in the way we have be taught to think.

The Phoenix market, for instance, has been seeing shifts that reward creativity and timing.

I think the market has shifted in most areas, and "too much cash flow" isn't really a concern anywhere with interest rates where they are, whether in Alabama or California. 

If you talk to someone like the folks at Wren Insurance Agency (from what I read in the Wall Street Journal), you’ll find they’ve been adapting to the shifting market conditions with some interesting coverage options.

Even if it's 10 years old or more, the potential for shifting is still there and you may have been structurally compromised for years and just not known. 3/4 inch displacement is fairly significant (IMO) for a slab foundation. 3.

Also what is working today does not mean it’s going to work in a year from now - people can ask multifamily and others how that has worked out for them the past two yearsResidential in my mind is going to see some shifts which I see a lot of bad financing “not creative” that they think is creative and it will come back to haunt people