Final thought is to make sure switching lenders doesn't blow a contingency and sink the closing that way. 

It is a very low bar for you to meet, but keep in mind that is also the level of upkeep some S8 tenants might have in mind.

I used to provide detailed answers to DMs, which are private and help only the requester.

Dwelling/Fire policies require that you request a limit for contents.3.

Here’s how to find a broker you can trust:Ask for Referrals: Reach out to fellow investors or real estate agents for recommendations.Check Credentials: Look for brokers who are licensed and members of professional organizations, such as the National Association of Mortgage Brokers (NAMB).Review Their Track Record: Ask about their experience with real estate investment loans and request client testimonials.Interview Multiple Brokers: Prepare questions about their lender network, fees, and typical loan turnaround times.Evaluate Their Communication: Choose someone who listens to your needs and provides clear, honest advice.4.

Since this is something that is best done with a team of experts that know a lot more than I do I am putting this request with help from the bigger pockets community to get me started on my road to success. 

Keep in mind they might have sold it a month ago and are working through contingencies, so they haven't made it pending yet.

I have two tenants on a 1 year lease. They recently split up and the wife is asking to be removed from the lease agreement. I am considering doing this but should I charge a fee to write up and get the lease addendum ...

Ya it’s more of a crutch to soften the blow of a large down payment. $40-$50k out of pocket, HELOC or private money loan for the remaining $20-$30k 

Hey Robert,What exit strategy do you have in mind?