Pretty much any regular bank / lender is going to require themselves to be in first position on all the properties... so I don't think a HELOC type solution is going to work across multiple properties with multiple lenders.  

On the other hand, true private lenders are not professional lenders and hedge fund type lenders (which is what hard money lenders are), but instead are regular people in your circle and sphere of influence.

The ceiling can be durock or greenboard, never regular drywall. 

I have no debt aside from the properties and regular monthly credit card debt.

. - Your portfolio will suffer:(You want a PMC that has great systems in place, including a great portal where you can keep tabs on eveything.You will also need to manage your PMC on a regular basis.

These problems often occur in vacant homes due to lack of ventilation, climate control, and regular inspections.

Yet, I regularly correct major errors made on tax returns by HRB people and even by CPAs.

Regular and transparent chitchats are the way to go.

I thought the regular "free" Stessa account was ok.

We regularly have people apply with fake SSNs.