My wife and I have overhauled our personal budget to reflect the 'pay yourself first' approach (allocate in order: income comes in -> invest -> donate -> fixed expenses -> variable expenses -> fun $$).We are looking to see what experienced people generally recommend for a holding tank for that 'invest' allocation while we target our first real estate deal.What financial vehicles have you guys used that works well for this?

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

I am new to creative financing and don’t exactly know the ins and outs of what would be the best way to approach this.

Originally posted by @Joe Kim:There are many ways to approach this difficult task of convincing a owner or landlord to rent to you as an investor ONLY to sublease (aka Master lease) the home to furnished short-term rental.#1 NUMBERS GAME:  It's not easy.   

House hacking and leveraging my W-2 income to stack properties before transitioning into full-time real estate makes a lot of sense, and I'll definitely keep this approach in mind.

I take the approach of the investor pays me a fixed fee to learn this on their own so they never have to pay me again if they don't want to.

I take a methodical and pragmatic work approach. 

Here's a general approach you can take when evaluating lenders like this one:1.

I did find this deal driving driving for dollars, the realtor of the property was adding his sign in the front yard, I approached to make and offer. we close in 3 weeks.

As I approach my move out strategy where I will be converting my upper unit into a STR, I often think of guest interaction amongst the two units.