If I had an answer to my money issue then I would quickly pull the trigger on a good deal. 

You have used home equity lines of credit to purchase investment rentals and want to know the best way to pay down the HELOCs.Between the two properties you bought, after expenses, you have $250 a month positive cashflow to use.What I like to do is pay down some principal every month with my positive cashflow.I use my extra active income from real estate commissions helping other investors to pay down the principal even more which just frees up that credit for me to use again.I know I can refinance the HELOC debt before it changes to principal and interest as it is just interest only payments as yours are.One difference is the cashflow, I have greater positive cashflow and could make the principal and interest payment in the future with the extra cashflow I already enjoy.I always get HELOCs on my income properties as well after purchasing them to pull out as much of my downpayment as possible.

I was just curious about how those relationships naturally come about.

My Wife and I are going to pull the trigger in 2025 and are looking in the Central PA area to buy our first STR.

At the end of the project's life the land must be restored to a natural state and the materials must be recycled if possible, eg. stripping out metal, etc. 

I am hoping to pull from a HELOC soon with funds up to approx 125K available to me through that.

How do you pull annual reports in Rent Redi?  

Ours is a 1 bedroom and has a pull out couch.

In addition, we pull our own comps and use Lightning Docs to generate our loan documents.

But having multiple banks working the deal I had one pull through for me.