Naturally, she wants to be in a more comfortable environment to welcome our son into the world.However, there’s a legal hurdle.

Eventually it becomes second nature.

To have enough discretionary funds to be able to invest at this level means that even if a deal goes completely down the drain, I can still feed my family, tithe to my church, pay my bills, and try again later.I do appreciate the probing nature of your questions!

I'm also confused by the nature of your charity.

Start with whatever your son's natural talents and inclinations lean toward.

And better yet 80%+ of this asset class tenants are home owners by nature, divorcee's in process, there living standards are home-owner conditioned. 

Then since your out of control your subject to human nature.

Naturally my DTI is high, however my only debt is our primary residence mortgage I have had since 2020.

I think it is human nature to feel like we need to get the best deal with the best/highest "immediate return".

Due to the nature of the STR property criteria in Cape Coral, it's very rare that a STR could be converted to a successful LTR.