Lessons learned, the 20% down ate all our cash and the market value continued to fall for the next several years.

@Anthony VargasFor vacant insuranceI currently use Arcana and if you connect with a REIA group that is a part of National REIA they have some of the best prices ever.I have also used APIA and found them to be the easiest to work with, despite arcana being 100 percent auto,ate and instant access once set up.Also in the game is NREIGAll insure nationally.Your local REIA group might have standard national insurance companies that broker a few other products for your vacant houses.

While you probably won't follow this to a tee, it is a great way to stay focused and motivated.Lastly, here is an article that just went up yesterday that I found very useful as a fellow beginner.Please feel free to message me anytime if you have any questions or just want to chat!

I can't comment on your ppm however I had a relative who had to remediate in NJ a few years ago and it basically ate up the entire worth of a commercial tract she owned. 

The volcano ate up 700 homes in 2018. 

Bull ate up all privacy trees 5' up.

I shopped, I ate, I walked, I rode on the back of local motorcycle taxis, in community van transportation with no doors or air conditioning, etc.

One tenant I read about kept a pet alligator under the sink, until it ate its way out.

It ate into some of the profits we would've had, but we are happy with the overall results.

Nothing was pressure treated wherver termites could get in, they ate right up.