Many clients will find it hard to trust a younger person with this big of a decision. 

I want to give them the benefit of the doubt they are just struggling with staffing but now have seen some red flags that lead me to believe there might also be some type of deceit/fraud and possible financial trouble.

Look into a DSCR, Debt Service Coverage Ratio, loan where the rental income can be used to qualify the cash out refinance instead of your personal income.To Your Success! 

The reason so many people struggle with wholesaling is simple: they don’t understand lead generation.Take a moment to think about your approach.

Just keep in mind that there are further steps you'll want to keep to minimize the possibility that your entity is ignored for this kind of personal liability (say, if you were the person who didn't properly clear snow, or if your finances and the LLC's are comingled).And I agree with @Chris Seveney, insurance may provide adequate protection based on what's available to you.

I had belatedly realized that FHA goes off personal credit and therefore I couldn't use the LLC for it.

Sloan, he seems to be knowledgeable about commercial real estate and after peering over his website briefly, it seems that he offers personalized training to people new to the business. 

I think if you leverage 70% of it you’re going to seriously cut into your cash flow and personally if I was going to have $7M in debt I’d prefer it to be spread over several projects built slowly.

If you set the vision and then define the roles and responsibilities I think you can have an easier time finding the person you are looking for.

Personal use - if you or your family used the property for personal purposes, you will need this to factored in.