Urban living is a jungle and if I only heard footsteps, I would suspect the world had come to an end.  

Assuming you're getting into deals that can perform above what the market will deliver (the only reason you would do this), there is still going to be a lot of work involved.

When reviewing test results across multiple LLMs, one performed significantly better in this challenge, which means I used that one for the image progressing.

. - For Private Lenders:- Vet investors based on their experience, reputation, and past performance. - Clearly define the terms of the partnership to avoid misunderstandings. - For Both Parties: - Use legal agreements to outline roles, responsibilities, and profit-sharing. - Communicate openly and regularly to build trust.

Unfortunately, if you're buying with today's rates, the Airbnb world -- like the rest of the world right now -- is bifurcated into a small percentage of high-performing properties and the rest that are middling about. 

Even then I only had one tenant leave the house in bad shape. 

If those earnings didn't stay the same or increase, that could leave the lenders with folks that go bankrupt trying to pay for a property they can't make perform like you did.

If the property were owner-occupied, would I only receive credit for one rental unit's income, while the non-conforming basement income wouldn't count?

Hypothetically, this deal would perform very well if you achieved 80%-90% occupancy.

However, the key is partnering with a professional agency that not only supplies experienced VAs but also uses robust systems—like well-known CRMs—to track calls, monitor lead quality, and analyze performance metrics.Keep in mind that not every VA agency is created equal.