Sounds like borderline paranoia to me to be honest.

“Generally speaking, envy, resentment, revenge, and self-pity are disastrous modes of thought; self-pity gets pretty close to paranoia, and paranoia is one of the very hardest things to reverse; you do not want to drift into self-pity.”Charlie Munger 

Seems to me that gurus and attorneys have instilled a sence of paranoia for the purpose of selling trusts and chains of entities to protect assets, pure and simple.

Anna your paranoia is unfounded.... and all this extra work is a waste of time and money.you have file returns on all these entities.. the cost alone are not worth it.. remember the guy selling this land trust system is out to make money.Just like some lawyers think you need a 3k LLC for every single rental property.. reality is .. you WILL GET SUED personally if you have a problem.. they will find you they will name you and you will have to defend.The other reality is you need good insurance.. as long as your not a slum lord insurance is going to be your number one best protection against claims.reality 3 is any change of ownership is an alienation of title.. and a bank can call the note.. you can argue all you want but if they call it .. you would spend a ton of money on legal to try to win a battle that says they can't call it.. when in fact your setting this up to circumvent the alienation clause pretty weak arguments. 

Those big cases fuel the paranoia and fuel the guru schemes.

I can quote hundreds of case laws that demonstrates how this asset protection paranoia fails BUT you will need to pay my attorney for the advice.Now all those guys charging for their book, and $$$$  jump in and prove me wrong. 

Paranoia will destroy ya.

I''ve read the rumors on some online sites about the tungsten in the vaults and I think it's just paranoia and hogwash.

Call me crazy but am I the only one that thinks like this?

Say a well established national REI has a free CRM tool or a cheap website service....what's to stop them from just harvesting all your data from your squeez...

Paranoia runs deep....