I borrowed $30k on a personal loan from Discover for 15% with no fees for a plot of land and paid "cash" for it.

NOT judging, I am truly curious the mindset's of such persons.

I personally again in my opinion only.. but these guys could be fake lenders.. for sure HML  do not have a requirement that they can only lend to a corp..

I also have a personal relationship with my contractor so got a massive price break. 

Data point: we have a long-term rental in a popular STR neighborhood listed through Zillow right now.Every person who writes asking to do some sort of arbitrage is blocked by the Zillow platform.I don't even have to say "no thank you anymore."  

Property tax for this rental is about $2200 per year, and I am wondering if I can use $4400 as my expense considering I paid both in 2024. 

The Importance of a Great Real Estate Agent: A Personal Paradigm ShiftI got my real estate license a while back, and I always heard people talk about the importance of "bringing value" as an agent or broker.

@Marquez Cadet Haven't used one in a while, but I am currently seeking bird dogs in Eastern PA, DE, NJ and Northern MD and am willing to pay $1000 per closed lead (paid when I close on buying the property).

I had no idea what Ayn Rand was writing about was a REAL person: Frank Lloyd Wright.

Is your $15k even enough of an emergency fund for you personally?