Outside of real estate, I enjoy listening to and making music, going to the movies, traveling, and cruises. 

I even named them the #3 non-seasonal market in the US today in our BiggerStays weekly newsletter here based on numerous metrics.

I wouldn't call that a true "DSCR Loan" - especially considering that a ground-up construction property won't have any cash flow so DSCR would be negative or 0 numerator if you'd try to calculate it

I can give numerous examples of California investors I know losing money from buying in "cheaper cash flow on paper markets."  

Sometimes it's ambiguous, but even then, why should I bother with the company that has numerous unresolved lawsuits, versus another company that is virtually the same but has none.

There are numerous value adds such as traditional rehab, development, change of zoning, TIC, etc.  

On top of that, we’ve secured numerous deals with 0% interest through seller financing, which has been a game-changer for cash flow and long-term profitability. 

To want something "so much" sounds great in movies but in real life it does nothing alone, it's fuel without a motor.

I'd be happy to discuss further, but I have numerous clients that have positive cash flow & fantastic appreciation. 

Were they Movie based or original plays?