The response wasn't signed Brian and neither have his numerous other emails in the past year.

I have purchased numerous courses.

I don't want to cast stones unnecessarily though and am not alleging wrongdoing but I would very much like more of an explanation.

Without having to analyze the numbers I was able to respond with a reasonable explanation of why an investor would not be able to pay as much as owner occupant for his house.I guess people who eschew the 1% rule would go back and spend an hour putting together a detailed analysis to answer that question.

The sad stories of money lost are too numerous to ignore.

Thanks for the explanation.

Thanks, Collin for the detailed explanation.

Our portion out-of-pocket was the $3K deductible.I'm friends with numerous apartment owners. 

I've found that there are a lot of out of state investors who like Tucson and this provides a quick explanation for the area.

As for my Airbnb research, I have spoken with a person who runs numerous Airbnb’s in a different area (city atmosphere) who provided good ideas on how to smoothly run the property.