If you are considering working with them, I strongly advise you to double-check the provided rates and terms carefully.During my loan process, I discovered that they had added a yield spread interest without informing me. 

I would like to do some type of loan or HELOC product to renovate the common areas and a few units. 

I want enough money coming in so the business can sustain itself when issues occur with maintenance or vacancy.If you wanted to do this with only 20% down ($46,000), which is all you need for a conventional loan, here is how the calculations change.Total mortgage + escrow $1,493.33 per month with cashflow reduced to $306.67 per month.I prefer to overestimate purchase price, interest rates, and homeowners’ insurance to be conservative.

Once the HELOC is in place, your father-in-law could loan you the funds to invest in real estate.

The loan on this house is $650,000.I closed on a new primary residence end of June.

I have closed three loans with The Mortgage Shop.

A foreign national loan should work.

I don't think you will get anyone to loan you money on tax liens/deeds. 

Commercial Loan How did you add value to the deal?

The VA and Fha loans have been able to do it but their strict appraisal guidelines make it tough to buy the often older homes in my market in Virginia Beach / Norfolk Area.