So I’m pretty close to you, once I pull some cash I have sitting in a flip that will probably turn into a brrr I’ll be about 70/30 stocks, I really don’t mind buying property provided I think for some subjective reason that area is undervalued/will outperform the market, but to me the stock market has a few advantages, 1. it is much easier obviously/more liquid. 2.

The purchase price, construction/labor costs, and ARV are all higher here in California than most states so I already have a high tolerance for risk and have the necessary liquidity to scale. 

With over an estimated $300 billion of extremely delinquent debt yet to be liquidated to the secondary market, there is a a lot of opportunity to reposition these loans, keep folks in their homes and make a very nice profit for all involved. 

Of course, you also have limited liquidity and control.I am a full time passive investor, so I am clearly biased - but passive investing might at least be worth a look. 

Rolling an SDIRA back into a traditional IRA is possible but may involve liquidation costs and administrative complexities.

If you need additional liquidity for other deals or if you could get a lower rate now, then it could make sense.

Single family homes are the most liquid, and small multifamily properties should have a better yield. 

@Joe Splitrock I've been around pepper spray it doesn't just go on them it sprays Everywhere!!!

However, if interest rates continue to decline, I might consider refinancing some of them to improve my liquidity position. 

Especially in highly liquid markets.