You can often get better rates with a national lender, but the customer service is non-existent, communication probably sucks, they may ask for the same documents multiple times, etc.

I know that the general guidance is that emergency funds aren't to be invested, but given our financial security and the fact that we already have a personal e-fund in a safe, non-volatile location, would it still be crazy/unwise to invest this 15k in an S&P500 index fund in a brokerage? 

@Roman StefaniwWhen retirement accounts in the US get financing, the loans are called "non-recourse."

whats traditionally referred to as "DSCR" loans are not going to be eligible in non-state territories unfortunately

I will insure the property as a non-owner occupant. 

The Title Holding Trust or Land Trust will keep your name of the public record, but it can also complicate the property ownership and management. 

Looking forward to working and meeting everyone both local and non. 

Jarreau,A public Adjuster takes over the handling of the claim on your behalf. 

@Tom OchiengI would reach out to a real estate attorney for specific advice on this situation since you already have one tenant who is being difficult.On a side note, when I have inherited tenants, I have been most successful when I have provided longer non-renewal notices, like 60-90 days, and offered to assist with moving costs.

It's in municipalities best interest to have this information readily available to the public so their rules are abided by.