And of course BP is not immune to the out right scammers. 

Uncommon, but some people have leased when they thought they'd bought (automobiles) or even swindled and with a signed contract you are bound to the terms.

If you have any doubts....here's the exact verbiage from Fannie Mae:B3-4.3-15, Borrowed Funds Secured by an Asset IntroductionThis topic contains information on borrowed funds secured by an asset, including:• Borrowed Funds Secured by an Asset• Secured Loans as Debt• Reducing the Asset by the Amount Borrowed• Documentation RequirementsBorrowed Funds Secured by an AssetBorrowed funds secured by an asset are an acceptable source of funds for the down payment, closing costs, and reserves, since borrowed funds secured by an asset represent a return of equity.Assets that may be used to secure funds include automobiles, artwork, collectibles, real estate, or financial assets, such as savings accounts, certificates of deposit, stocks, bonds, and 401(k) accounts.Secured Loans as DebtWhen qualifying the borrower, the lender must consider monthly payments for secured loans as a debt.If a secured loan does not require monthly payments, the lender must calculate an equivalent amount and consider that amount as a recurring debt.When loans are secured by the borrower’s financial assets, monthly payments for the loan do not have to be considered as long-term debt.Reducing the Asset by the Amount BorrowedIf the borrower uses the same financial asset as part of his or her financial reserves, the lender must reduce the value of the asset by the amount of proceeds and related fees for the secured loan.Documentation RequirementsThe lender must document the following:• the terms of the secured loan,• evidence that the party providing the secured loan is not a party to the sale, and• evidence that the funds have been transferred to the borrower

This data is a warning signal and yes, Austin will not be immune.

No place is immune.

I am considering charge for the cost to prime and the cost of multiple coat of painting.Cockroach infections.

If you have an experienced lender that can guide you AND contact the agent who covers your automobile- bundling will save some money. 

Even automobile needs change.

Multifamily was certainly not immune to the impacts of COVID-19, but it does have several strategic advantages.CRITICAL PIECE OF INFRASTRUCTUREThe renter demographic was particularly vulnerable to the COVID-19 crisis.

While certainly you do not want an adversarial relationship with a tenant, if you allow them to dictate how you manage your property it may spiral to that relationship and infect your other tenants once they hear they can negotiate rent increases.