Real estate agents are not highly regulated in Costa Rica as opposed to North America.  

For high interest mortgages, usually break even or negative.  

I've argued for this and the powers-that-be do have a good argument that they are still active just in other ways, how to cover labor and actions during that, etc..

In high priced markets, I think you'd have more luck flipping, especially if they're active markets with good sales volume and appreciating prices. 

@Paul LucentiYour journey shows the power of learning from past experiences and refining your strategy.

Building a Compliance ChecklistA compliance checklist is a powerful tool to ensure your properties meet all requirements.

Interesting I thought, that they have that high of a rating.

With your income, you may qualify for an FHA loan with a smaller down payment, but buying now could limit your borrowing power and increase monthly payments.

.🎯 Your 6-Month Timeline:Month 1: Foundation (5-7 hours/week)Morning routine: 1 hour daily market researchEvening routine: Deal analysis practiceWeekend: BP forums & networkingKey Goal: Analyze 10 deals on paperMonth 2: Education (8-10 hours/week)Complete 1 RE courseJoin 2 local REI groupsSchedule lunch breaks with agentsKey Goal: Build your initial power team listMonth 3: Systems (10-12 hours/week)Set up deal tracking systemCreate document templatesEstablish banking relationshipsKey Goal: Ready to make offersMonth 4: Lead Generation (12-15 hours/week)Drive neighborhoods after workWeekend open housesSetup automated MLS alertsKey Goal: Generate first 5 qualified leadsNow, the Owners and Brokers you deal with may not enjoy this, but you can certainly "practice" making offers.  

Some of the national data sites have pricing suggestions that run both high and low.